§ 100 Insurance Classes Defined
This law simply lists all the different kinds of insurance that the state recognizes.
This law simply lists all the different kinds of insurance that the state recognizes.
This law says that life insurance means any insurance that covers a person's life or anything linked to it, and it also includes buying, selling, or giving annuities.
This law tells what kinds of things are covered by fire insurance, like damage from fire, lightning, wind, tornado, or earthquake, and lists special rules for papers, money, and personal property.
This law says marine insurance protects against loss or damage to ships, vehicles, cargo, money, valuables and other property when they are being moved by sea, land, or air, but it does not cover personal injury or life insurance.
This law says title insurance protects people who own property or have a claim on it from losing money because of ownership problems.
This law says that surety insurance is a kind of guarantee for people’s actions or contracts (but not for mortgages), and it also covers loss from forged papers or theft of important documents and valuables.
This law tells us what counts as disability insurance and what counts as health insurance, and it lists many kinds of insurance that are NOT called health insurance. It also defines a special kind of health insurance that only covers one area like teeth or eyes.
This law says that plate glass insurance must cover damage when glass breaks.
This law says what counts as liability insurance and what extra coverages can be added to it, like medical or disability benefits, and also covers certain professional malpractice and third‑party injury situations.
If an insurance company is allowed to sell liability insurance, the law says it can also sell workers' compensation insurance for people who are considered employees.