LawWiki
HomeCodesSearchGlossaryAPIAbout
LawWiki

Plain English summaries of California law with zero-hallucination AI. Every summary is verified against official source text.

Product

  • Search
  • Codes
  • About

Legal

  • Privacy Policy
  • Terms of Service
  • Disclaimer

© 2026 LawWiki. All rights reserved.

HomeFinancial CodeDiv. 4Ch. 5§ 13050 Atm Safety Notice Requirements

§ 13050 Atm Safety Notice Requirements

Financial Code·California
AI Summary·Official Text·Key Terms·Related Statutes·References
AI SummaryVerified

§ 13050 Atm Safety Notice Requirements

Banks must give each customer a simple safety notice about using ATMs, and they have to deliver it by mail or in person before the customer gets the access device.

Key Takeaways

  • •The safety notice must be given before the access device is delivered.
  • •It can be mailed or handed to the customer personally.
  • •One notice covers an entire household or all cards for the same account.

Example

A bank issues a new debit card to a customer who lives in California. Before the customer receives the card, the bank mails a one‑page flyer that explains not to share the PIN, cover the keypad, and report a lost card immediately.

The bank is fulfilling the law by providing the required safety notice before the card is handed over, using regular mail to reach the customer's address.

AI-generated — May contain errors. Not legal advice. Always verify source.

Official Source
View on CA.gov

§ 13050 Atm Safety Notice Requirements

Customers receiving access devices shall be furnished by the respective issuers thereof with notices of basic safety precautions which customers should employ while using an automated teller machine. This information shall be furnished by personally delivering or by mailing the information to each customer whose mailing address as to the account to which the access device relates is in this state. This information shall be furnished with respect to access devices issued on or after July 1, 1991, at or before the time the customer is furnished with his or her access device. With respect to a customer to whom an “accepted access device” (as defined in Federal Reserve Board Regulation E) has been issued prior to July 1, 1991, the information shall be delivered or mailed to the customer on or before December 31, 1991. Only one notice need be furnished per household, and if access devices are furnished to more than one customer for a single account or set of accounts or on the basis of a single application or other request for the access devices, only a single notice need be furnished in satisfaction of the notification responsibilities as to all those customers. The information may be included with other disclosures related to the access device furnished to the customer, such as with any initial or periodic disclosure statement furnished pursuant to the Electronic Fund Transfer Act. (Added by Stats. 1990, Ch. 825, Sec. 1.)

Last verified: January 11, 2026

Key Terms

informationregulationfinesafetyapplicationfederal reserve boardelectronic fund transfersatisfaction

Related Statutes

  • § 31322 Licensee Head Office Relocation
  • § 3505 Digital Asset Listing Requirements
  • § 4943 Shareholder Approval For Conversion
  • § 502 Bank Audit Report Requirements
  • § 50308 Advertising Rate Disclosure

References

  • Official text at leginfo.legislature.ca.gov
  • California Legislature. Financial Code. Section 13050.
View Official Source