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HomeVehicle CodeDiv. 7Ch. 3Art. 2§ 16450 Motor Vehicle Liability Policy

§ 16450 Motor Vehicle Liability Policy

Vehicle Code·California
AI Summary·Official Text·Key Terms·Related Statutes·References
AI SummaryVerified

§ 16450 Motor Vehicle Liability Policy

This law explains what a 'motor vehicle liability policy' is. It's a type of car insurance that shows you can pay if you cause a crash.

Key Takeaways

  • •A 'motor vehicle liability policy' is a special kind of car insurance.
  • •This insurance shows you can pay if you cause a car crash.
  • •Not all car insurances count - only the ones that are certified as proof you can pay.

Example

You get into a car accident and it's your fault.

This law says your car insurance must be a special kind that proves you can pay for the damage you caused. If your insurance isn't this special kind, it might not count.

AI-generated — May contain errors. Not legal advice. Always verify source.

Official Source
View on CA.gov

§ 16450 Motor Vehicle Liability Policy

A “motor vehicle liability policy,” as used in Chapters 1 (commencing with Section 16000), 2 (commencing with Section 16250), and 4 (commencing with Section 16500), and this chapter, means an owner’s policy or an operator’s policy, or both, of liability insurance, certified as provided in Section 16431 as proof of financial responsibility, issued by an insurance carrier authorized to transact that business in this state to or for the benefit of the person named therein as assured. Any requirements set forth in Chapters 1 (commencing with Section 16000), 2 (commencing with Section 16250), and 4 (commencing with Section 16500), and this chapter relating to a motor vehicle liability policy shall apply only to those policies which have been certified as proof of financial responsibility as provided in Section 16431. (Amended by Stats. 1989, Ch. 1157, Sec. 15.)

Last verified: January 9, 2026

Key Terms

motor vehicle liability policyproof of financial responsibilitySection 16431

Related Statutes

  • § 16453 Excess Motor Vehicle Coverage
  • § 16454 Auto Policy Liability Exclusions
  • § 16457 Financial Responsibility Vehicle Coverage
  • § 13950 Driver License Revocation Notice
  • § 13951 Driver License Denial Notice

References

  • Official text at leginfo.legislature.ca.gov
  • California Legislature. Vehicle Code. Section 16450.
View Official Source