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HomeLabor CodeDiv. 4Pt. 1Ch. 4Art. 1§ 3700 Employer Workers' Compensation Requirements

§ 3700 Employer Workers' Compensation Requirements

Labor Code·California
AI Summary·Official Text·Key Terms·Related Statutes·References
AI SummaryVerified

§ 3700 Employer Workers' Compensation Requirements

Key Takeaways

  • •Employers must have a way to pay workers if they get hurt on the job.
  • •They can do this by buying insurance from a company that sells workers' compensation insurance.
  • •Big companies or government groups (like cities or schools) can ask the state for permission to pay for injuries themselves instead of buying insurance.
  • •If they don’t follow these rules, they can get in trouble.

Example

If you work at a grocery store and slip on a wet floor, breaking your arm, your boss must have insurance or enough money to pay for your doctor bills and lost wages while you heal.

The law says your boss can’t just ignore your injury—they have to have a plan to cover your medical costs and pay you while you recover. If they don’t, they’re breaking the law.

AI-generated — May contain errors. Not legal advice. Always verify source.

Official Source
View on CA.gov

§ 3700 Employer Workers' Compensation Requirements

Every employer except the state shall secure the payment of compensation in one or more of the following ways: (a) By being insured against liability to pay compensation by one or more insurers duly authorized to write compensation insurance in this state. (b) By securing from the Director of Industrial Relations a certificate of consent to self-insure either as an individual employer, or as one employer in a group of employers, which may be given upon furnishing proof satisfactory to the Director of Industrial Relations of ability to self-insure and to pay any compensation that may become due to his or her employees. (c) For any county, city, city and county, municipal corporation, public district, public agency, or any political subdivision of the state, including each member of a pooling arrangement under a joint exercise of powers agreement (but not the state itself), by securing from the Director of Industrial Relations a certificate of consent to self-insure against workers’ compensation claims, which certificate may be given upon furnishing proof satisfactory to the director of ability to administer workers’ compensation claims properly, and to pay workers’ compensation claims that may become due to its employees. On or before March 31, 1979, a political subdivision of the state which, on December 31, 1978, was uninsured for its liability to pay compensation, shall file a properly completed and executed application for a certificate of consent to self-insure against workers’ compensation claims. The certificate shall be issued and be subject to the provisions of Section 3702. For purposes of this section, “state” shall include the superior courts of California. (Amended by Stats. 2002, Ch. 905, Sec. 10. Effective January 1, 2003.)

Last verified: January 21, 2026

Key Terms

secure the payment of compensationcertificate of consent to self-insureDirector of Industrial Relations

Related Statutes

  • § 3701.9 Self-Insurance Ban For Staffing Firms
  • § 1400 California Worker Adjustment Act
  • § 1400.5 Definitions For Layoffs
  • § 1700 Definition Of Person
  • § 1700.1 Definitions Entertainment Engagements

References

  • Official text at leginfo.legislature.ca.gov
  • California Legislature. Labor Code. Section 3700.
View Official Source