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HomeGovernment CodeDiv. 5Pt. 3Ch. 14Art. 2§ 21532 Basic Death Benefit Eligibility

§ 21532 Basic Death Benefit Eligibility

Government Code·California
AI Summary·Official Text·Key Terms·Related Statutes·References
AI SummaryVerified

§ 21532 Basic Death Benefit Eligibility

Key Takeaways

  • •If a worker dies and their job is responsible for paying a death benefit, the family gets at least the money the worker put into their retirement account.
  • •The family might also get extra money from the job, depending on how long the worker worked there and how much they earned.
  • •If the worker was close to retiring (but not quite there yet), the family gets half of what the worker earned in their last year.
  • •If the worker died because of a work injury or sickness, the family only gets the money the worker put into their retirement account.

Example

A teacher works for 10 years and then passes away. They had saved $50,000 in their retirement account and earned $60,000 in their last year of work.

The teacher's family would get the $50,000 the teacher saved. They would also get extra money from the school because the teacher worked there for 10 years. The school would calculate this extra money by taking 1/12 of the teacher's last year's salary ($60,000), which is $5,000, and then multiplying that by the number of years the teacher worked (10). So, $5,000 x 10 = $50,000. But there's a limit—the extra money can't be more than half of the teacher's last year's salary. Half of $60,000 is $30,000. So, the family would get $50,000 (savings) + $30,000 (extra money) = $80,000 total.

AI-generated — May contain errors. Not legal advice. Always verify source.

Official Source
View on CA.gov

§ 21532 Basic Death Benefit Eligibility

The basic death benefit is payable in all cases where the retirement system is liable under Section 21530 for either the basic or a special death benefit and the special death benefit is not payable. The basic death benefit shall consist of: (a) The accumulated contributions of the member. (b) If the member is not an insured member, or is an insured member eligible for service retirement or the member is subject to benefits pursuant to Section 21547, an amount, provided from contributions by the state, or a contracting agency, equal to one-twelfth of the annual compensation earnable by the deceased during the 12 months immediately preceding his or her death, or the compensation earnable by the member at the time of becoming eligible for benefits pursuant to Section 21160 if higher, multiplied by the number of completed years of current service credited to the member, but not to exceed one-half of the annual compensation. If the member is an insured member who is ineligible for service retirement and is also credited with service as a local member only that service shall be used in computing the amount under this subdivision and that amount shall not be a part of the basic death benefit payable with respect to the insured member. (c) If the member is a state member, other than a school member, who dies after becoming eligible for retirement with more than five but less than six years credited service, an amount equal to 50 percent of the annual compensation earnable by the deceased member during the 12 months immediately preceding his or her death. The basic death benefit for a member who dies under the circumstances described in subparagraph (F) of paragraph (1) of subdivision (a) of Section 21530 shall not exceed an amount that, when added to the death benefit paid for the member under the other system, equals the maximum death benefit payable under that system, if the death is not the result of injury or disease arising out of and in the course of his or her employment under that system. However, the benefit shall be at least equal to his or her accumulated contributions. The basic death benefit for the member shall be the amount of his or her accumulated contributions if death is the result of disease or injury arising out of and in the course of employment under the other system. (Added by Stats. 1995, Ch. 379, Sec. 2. Effective January 1, 1996.)

Last verified: January 22, 2026

Key Terms

basic death benefitaccumulated

Related Statutes

  • § 21531 Death Benefit Payment Rules
  • § 21536 Local Member Death Benefits
  • § 21542 Special Death Benefit Payment
  • § 21543 Special Death Benefit Payment
  • § 21546 Surviving Spouse Children Allowance

References

  • Official text at leginfo.legislature.ca.gov
  • California Legislature. Government Code. Section 21532.
View Official Source