§ 3755 Insurer Substitution For Employer
You get hurt at work, like breaking your arm while lifting boxes.
Your boss’s insurance company sends you a letter saying they’ll pay for your medical bills and lost wages. Now, you talk to the insurance company, not your boss. If you were already arguing with your boss about payment, the insurance company takes their place, and the fight continues with them.
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§ 3755 Insurer Substitution For Employer
Last verified: January 21, 2026