§ 18215 Loan Fees And Costs
This law says that a company lending money for things like cars or houses can charge extra fees for things like ads, government paperwork, or insurance. These extra fees don’t count toward the highest amount they’re allowed to charge for the loan.
You take out a loan to buy a car.
The company can charge you extra for things like the cost of putting an ad in the paper about the loan, the fee to file the loan papers with the government, or insurance for the loan. These extra charges don’t count toward the highest interest or fees they’re allowed to charge you.
AI-generated — May contain errors. Not legal advice. Always verify source.
§ 18215 Loan Fees And Costs
Last verified: January 11, 2026