§ 3449 Undertaking Effectiveness Timeline

• •The agreement starts working 10 days after the person who is owed money gets it.
• •You have to give the agreement to the person you owe money to.
• •The 10-day wait starts after they get it, not when you send it.

You owe your friend $100 and write an agreement to pay them back.

The agreement only starts working 10 days after your friend gets the paper from you. If you give it to them on Monday, it starts working the next Monday.